Public Accountant with an MBA and a specialization in Risk Management, Financial Institutions Control, and Tax Auditing. He has more than 20 years of experience in internal and external audit within the financial sector. He has led strategic teams, implemented risk-based audits, and strengthened internal control. His background includes strategic leadership in audit and corporate governance, advanced risk management, and engagement with senior management, boards of directors, and oversight authorities. He has participated in audits across banking, insurance, fiduciary/trust entities, and securities brokerage firms, as well as in regulatory compliance processes.